JANE SLADE offers some essential tips and questions you should ask when you go and view a retirement development
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Do your sums and remember it isn’t just the price of the property you need to consider but communal charges.
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Decide whether you want to live in a simple complex with no special facilities but perhaps an owners’ lounge or a luxurious village with a spa, restaurant, gardens and on-site care.
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Think about where you want to live not just now but perhaps in 10 years time. Near family or friends? In the country, town or coast?
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View as many properties as you can with your family or friend if possible so you can see what is available and how far your money will go.
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Find out if the development charges ‘exit fees’ – these are more common with retirement villages that have lots of facilities. This fee is only payable when you move
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Is there car parking? You will definitely want to be able to park your car if you still drive – but consider the day when you can no longer drive. Is public transport close by or does the development provide transport?
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Are there care facilities on site? You may not need them now – but what about the future? If you need nursing care will you want to move again?
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What kind of lifestyle would you like to pursue? Think about the facilities provided so you can learn something new or continue your existing hobbies.
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What are the staff like? It is very important to meet them before moving in.
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What are the fellow residents like? It is very important to meet them too.
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Try before you buy – many developments over overnight stays so you can test out a development before you commit.
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Ask what value-added extras the developer will provide. Some will offer complimentary removals, decluttering advice and part exchange on your existing property.
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What is the complaints procedure? You need to know if the management team will help if something goes wrong.